Student Loan Scheme - other loan

Emergency Australian Student Loan (No Guarantor required)

Short-term International Student Loan (No Guarantor required)

Student Exchange Loan

Emergency Australian Student Loan (No Guarantor required)

Loan Amount: Up to $1,500 at any one time.

Purpose: Available to assist Australian students overcome urgent, unforseen contingencies.

Loans to 1st Years? 1st year students are eligible to apply for this loan.

Repayments: Amounts up to $500 repayable within six months (or before course completion date, whichever occurs first); amounts between $501 and $1,500 repayable within one year (or before course completion date, whichever occurs first) in accordance with an agreed repayment schedule. The repayment period commences four weeks from the date of the loan agreement.

Interest: No interest is charged if the loan is fully repaid by the due date or during the current course of study. However, if the loan is not repaid within seven days of the due date, interest of 12% p.a. will be charged commencing five working days from the date of the loan agreement. On completion or cessation of current UWA course of study, any residual debt will attract an interest for the agreed repayment period. This interest is 12% for loans approved after August 2009 and 10% for loans approved before September 2009.

Short-term International Student Loan (no Guarantor required)

Loan Amount: Up to $1,500 at any one time.

Purpose: Available to international students in order to overcome urgent unforseen contingencies.

Loans to 1st Years? 1st year students are eligible to apply for this loan.

Repayments: Payable within 2 calendar months, which commences 4 weeks from the date of the loan agreement.

Interest: Interest free if repaid within 2 calendar months and 4 weeks from the loan agreement date. Otherwise, interest will start accruing at 2.5% per month. Any residual debt at completion or cessation of current UWA course of study will attract an interest at 12% per annum.

If you have an enquiry regarding this loan type, please contact the International Student Adviser, Hackett Hall, M352, phone +61 8 6488 2428, fax +61 8 6488 4071.

Web-site located at www.international.uwa.edu.au

E-mail address: sally.tan@uwa.edu.au

Student Exchange Loan

You can apply for up to a maximum $12,000 loan (i.e. equivalent to three General Purpose Loan), provided the amount that you borrow under the student loan scheme does not exceed $12,000 in total during your current course. The Student Exchange loan operates under the same conditions as the General Purpose Loan.

NOTE: Students will only be approved loans in excess of $8,000 where the exchange program is greater than one semester duration.

WHEN APPLYING FOR A STUDENT EXCHANGE LOAN YOU MUST FIRST APPLY FOR YOUR FULL ENTITLEMENT TO OS-HELP.